Finance Assets arranges asset finance for UK limited companies across trades and industries, from electrical contractors and civil engineers to manufacturers and hauliers.
Asset finance by sector starts from your trade rather than the machine. Each sector guide covers the equipment that trade buys, how lenders view it and a worked example of the monthly cost. Our equipment hubs cover the same ground from the other direction, by type of machine or vehicle.
Written by Marcus Wright, founder of Bolton Business Finance Ltd, in financial services since 2008 and a commercial finance broker since 2019. Last reviewed September 2026.
Sector guides
Each guide is written for one trade, covering the equipment it relies on and what lenders look at before they fund it.
- Asset Finance for Bus and Coach OperatorsAsset finance for bus and coach operators buying coaches, buses and minibuses. HP, leasing and contract hire for UK limited companies. Get a quote.
- Asset Finance for Civil Engineering FirmsAsset finance for civil engineering firms. Hire purchase and leasing for excavators, dumpers, rollers and machine control, new or used. Get a quote today.
- Asset Finance for Concrete and Aggregates SuppliersAsset finance for concrete and aggregates suppliers. Hire purchase and leasing for truck mixers, batching plants, tippers and quarry plant. Get a quote.
- Asset Finance for Demolition CompaniesAsset finance for demolition companies. Hire purchase and leasing for demolition excavators, attachments, crushers and waste lorries. Get a quote today.
- Asset Finance for Electrical ContractorsAsset finance for electrical contractors buying vans, scissor lifts, test equipment and solar PV kit. HP, leasing and contract hire. Get a quote today.
- Asset Finance for Railway ContractorsAsset finance for railway contractors. Hire purchase and leasing for road-rail vehicles, rail plant, small tools and crew vans. Get a quote today.
- Asset Finance for Scaffolding CompaniesAsset finance for scaffolding companies. Hire purchase and leasing for system scaffold, temporary roofs, hoists and scaffold lorries. Get a quote today.
Equipment hubs
If you know the machine or vehicle rather than the sector, start with the equipment hubs.
- Manufacturing and engineering equipment finance, for machine tools, fabrication, plastics and production lines
- Transport and haulage finance, for hauliers, bus and coach operators, and any business running HGVs, trailers or vans
Why your sector matters to lenders
Lenders judge a deal on the business as much as the equipment, and each sector brings its own pattern of risk.
- Lenders specialise. Some focus on construction plant, others on vehicles or agricultural machinery, and some avoid certain trades altogether.
- Cash flow differs. Construction carries retentions, farming and landscaping are seasonal, and manufacturing supply chains often pay on long terms.
- Resale values differ. Lenders fund more readily, and for longer, against equipment with a strong second-hand market.
- Licences and accreditations count. An operator’s licence for a haulier or NICEIC registration for an electrical contractor tells a lender the business is established.
Matching each deal to lenders who already understand the sector is most of what we do, and it is why the same equipment can be priced very differently by two lenders.
Who we can help
We arrange asset finance for UK limited companies and LLPs. We are not authorised by the FCA, so we cannot arrange agreements of £25,000 or less for sole traders or small partnerships, or finance for personal use.
Get an asset finance quote for your sector
Tell us about your business
Send us your trade, the equipment you need and the prices. We will come back with the options that are realistic and what they are likely to cost.
About the author
Marcus Wright is the owner and founder of Bolton Business Finance Ltd, which trades as Finance Assets. He has worked in financial services since 2008, beginning his career at Santander, and has been a commercial finance broker since March 2019.
He founded Bolton Business Finance in 2020 to give businesses access to the whole lending market rather than one bank’s own product range. The firm is a member of the National Association of Commercial Finance Brokers and works with a panel of 135+ lenders. Call 0161 546 9128.
Finance Assets is a trading name of Bolton Business Finance Ltd, an independent commercial finance brokerage, not a lender. We are not authorised by the Financial Conduct Authority and can only complete non-regulated introductions. All lending is for business purposes only. Registered address: Westgate House, 1 Westgate Avenue, Bolton, Greater Manchester, BL1 4RF. Company number 12495909.